Becoming a homeowner is a beautiful and great life project. To successfully embark on this
adventure, take the time to discover all the options available to you at each
step. This is the best way to
succeed in your acquisition.
1- PREPARE YOUR PURCHASE
Want to
become an owner? Concentrate on the most important points. Each can be a source
of substantial savings. You can win and lose on all charts: prizes, financing,
fees, works. A real estate purchase is gradually being realized. It takes time,
and it is better to be ready when making your decision.
2 - PROJECTS IN THE FUTURE
Buying is
good. Your means allow you, but are you sure you can keep the distance? Your
real estate purchase will debt you for 15, 20 or 25 years . Many events can
happen over such a long period of time. Is your work situation strong? Do you
expect a steady increase in your income? Do you plan to have children? Is the
property you are willing to welcome or will you change after a few years?
3-GET ADVICE
To get a
good buy, get a good idea of the market. For this, you can consult the
studies published by specialized federations, networks, notaries. However,
nothing beats a field survey . That is why it is good to have you advised by
professionals who will provide you with information on prices, property for
sale in the city or neighborhood in which you want to settle.
4-HAVE SOME METHOD
In terms of
research, first make a list of your requirements: number of rooms, comfort,
quarter, transport . Make sure to express your wish, in order to avoid wasted
time. Visit as many houses as possible. So you'll have to spend time.
5-VISIT WITHOUT HURRY
Have a look.
Arrive a little early to the appointment and soak up the neighborhood. Evaluate
its amenities in relation to transportation . Is a subway, tram or train
station really nearby? Are schools, facilities, shops present? As many items as
you can check by talking to shopkeepers, neighbors .
In the apartment or house, do not judge, inspect everything from floor to ceiling,
including the dependencies (parking, cellar). Make sure that the equipment is
working properly (boiler, electrical installation, plumbing, sanitation ...).
Ask to see the diagnoses that the seller must provide, which will inform you
about a number of items.
6-GET THE WORK DONE
As a general
rule, an old property with works is cheaper than a renovated or new property .
So you may be able to make a good deal. Provided you verify that the work to be
carried out does not lead you into a financial abyss. Better to come with a
building specialist or an architect.
7-MAKE AN OFFER TO BUY
If you feel
that the price of the property you are interested in is too high, make an offer
to buy . If the owner agrees, you agree to purchase it unless you are unable to
secure your financing. Make an offer that is consistent with the sector market.
Otherwise, you risk seeing the owner steer and refuse to sell you his house or
apartment.
8-LOOK AFTER YOUR FINANCING PLAN
Few buyers
can buy without credit. You will probably have no choice and will have to spend
time looking for financing solutions tailored to your profile and budget. Make
the first round of assisted loans that you can get ( PTZ in the new and old,
home savings ... ). Then do not just go to your banker, go around the banks.
You can also contact a broker who will find you the best financing.
9-CHOOSE YOUR NOTARY
In the
absence of a family notary, the notary public is generally guided by the
seller. But know that you can perfectly ask a notary to take charge of the
purchase. In this case, two notaries will be present. One will take care of the
seller's interests, the other will look after yours. Whatever the case, know that
it will not cost you more expensive, the two notaries sharing the fees.
10-BE CONFIDENT
Real estate
may be a complex area, if you know how to surround yourself with experienced
professionals or real estate agency, you should perfectly carry out your project.
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